Welcome To HighFiko Scores

We Help You Boost Your Credit Score

“Credit is a powerful tool that can help propel you to a better Financial Future.“
– J.Locke

Why Choose Us

Building a Path to Financial Freedom

At High Fiko Scores, we believe in delivering real results. Our approach focuses on empowering you with the tools, knowledge, and support necessary to not only repair your credit but to build a stable financial future. Here’s why we’re the best choice.

Industry Recognition

Proven Expertise
With years of experience in credit repair, we have earned recognition across the industry for our reliable, results-driven services. Trust us to guide you through a path to better credit.

Competitive Advantage

Tailored Solutions
Our personalized credit repair strategies give you a competitive edge. We assess your unique financial situation and craft the best approach to help you succeed.

Commit to Professionalism

Dedicated Support
Our professional team is committed to helping you every step of the way. From consultation to full credit restoration, we offer unmatched guidance and support throughout your journey.

About Us

We help clients to get success

My name is Jamel Locke, and I’m the founder of High Fiko Scores.
At High Fiko Scores, we specialize in credit repair with a clear mission: to help you secure a brighter financial future. But it’s not just about qualifying for loans—it’s about empowering you to build a life of financial stability and independence.

Good credit isn’t just a tool for emergency funding; it’s the foundation for making confident decisions that benefit you, your family, and your long-term goals.

I understand firsthand how challenging it is to navigate life with bad credit. It can feel overwhelming and limit your ability to access financial resources in critical moments. Without credit, everyday purchases become stressful, and unexpected challenges can leave you without the options you need to move forward.

That’s why I started High Fiko Scores—to remind those struggling with poor credit that there’s always a path to recovery. Our team knows what it’s like to face credit obstacles because we’ve experienced them ourselves. We’re here to offer support, solutions, and a plan to get you back on track. So, why wait? Join the High Fiko Scores family, and let’s take the first step toward rebuilding your credit together.

Years Experience
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With over 14 years of experience, we’ve helped hundreds of people rebuild their financial health and secure a stable future.

Happy Client

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Satisfied Clients

Get Start With Us

Join the High Fiko Scores family and start your journey toward better credit today! Our team is here to help.

Our Services

What We Dispute

Personal Information

Personal information includes data or opinions that can identify you.

Inquiries

A credit inquiry happens when your report is requested by a bureau.

Bankruptcy

Bankruptcy is a legal process for those unable to repay their debts.

Collections / Charge-off

Credit collection is the process of recovering unpaid debts from consumers.

Student Loans

A student loan helps cover education costs like tuition and living expenses.

Repossessions

Repossession occurs when property is reclaimed after missed payments.

Evictions

Eviction is the legal process of removing a tenant from a property.

Late Payments

A late payment is money sent after the due date or grace period.

Pricing Plan

Premium Service, Competitive Rates

Basic Plan

POPULAR

$675

/Month

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Business Plan

$875

/Month

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Our Process

Your Goals, Our Commitment

At High Fiko Scores, we understand that credit repair is a journey. Our process is designed to empower you step by step, giving you the tools and support to achieve lasting financial success.

Step 1 - Credit Builder Loan

Industry Recognition
Build credit without adding debt. This method is widely recognized for helping people improve credit without risking more debt.

Step 2 - Credit Cards

Competitive Advantage
Start practicing good habits with a new credit card or line of credit, a key advantage in rebuilding your financial stability.

Step 3 - Add History

Commit to Professionalism
Boost your credit score by consistently adding positive payment history, a professional approach to credit repair.

Thank you for the great service by the way, my score has went up almost 100 points in the last two or three months!

Anthony B.

This was the best decision ever. A great success!

Emma L.

Your team is doing a great job! Thank you again for your continued efforts, they are very much appreciated!

Wayne and Lana Williams

I’ve been very happy with your services and the diligence with which you’ve repaired my credit.

Major L.

Thank you for your service and professionalism! I am happy with the services that you have provided.

Elena C.

Thanks, guys. I’m telling anyone who will listen. It works! If you are on the fence, it’s time to get off.

Carlos D.

Testimonials

What Client Say ?

Our clients trust us to help them achieve financial freedom. With a 100% satisfaction rate and over 2,500 success stories, we’re committed to delivering real results.
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Our FAQs

Frequently Asked Questions

Got questions? We’ve got answers! Explore our FAQs to learn more about our credit repair process and how we can help you achieve your financial goals.

Credit repair is the process of removing inaccuracies, mistakes and false information on your credit report. By helping you establish a clearer and more accurate report of your credit history, you may find that your credit score could improve.

Pricing can vary according to each company and their plans. Payment plans can be a one-time flat fee or a monthly plan. Some companies will offer discounted rates such as a couples discount. Others offer a trial period or a money-back guarantee within a period of time.

The time it takes to repair credit can vary on a case-to-case basis. Repairing credit can be as simple as removing inaccurate balances no your report and take only a few months to do so. However, in other severe cases where there is accurate information concerning collection accounts, then these marks will stay on your report for 7 years.

The free consultation gives you an opportunity to discuss with a credit expert what are the best steps to take in your circumstance. You can also discuss your questions or any concerns you may have about the process.

Yes, you can use credit repair even if you are filing for bankruptcy. Bankruptcy can cause a lot of damage to your credit. The most important step to take after filing for bankruptcy is making sure your credit report is clear of any inaccuracies.